You can get another loan if your family income is sufficient to cover your family’s living needs and loan repayments. /loan is granted based on loan assessment/

The maximum loan origination fee rate is 0.5%.

Yes possible. You must bring documents proving that you have sufficient business income together with other required documents.

In this case you will not be able to get a salary loan. The salary loan is given only to employees of organizations which pays wages through our bank.

You can check your account balance if you are registered for Smart banking service. Also you can get in touch with the credit manager of the branch that issued your loan.

New apartments must be commissioned by state inspection commission and ready to move-in.

• The Applicant must be a Mongolian citizen, resident over the age of 18 with full legal capacity
• As for loans to be newly issued: Applicant shall be employed for at least one year on a fixed salary, be employed in the future or running their business successfully for at least one year. 
• Be able to complete the monthly payment of your mortgage loan;
• The applicant must not have non-performing loan history or any debts according to court decision;
• Family members must not have an unpaid mortgage loan disbursed in accordance with the housing program for civil servants;
• Household members must not have an unpaid mortgage loan disbursed in accordance with the state's 6% mortgage loan program; 
• The borrower and the purchased apartment must be insured and the borrower shall be responsible for payment of applicable insurance expenses;
• Must approve to put up the property as collateral;

• Must be located in Mongolia and be commissioned only for residential purposes
• Fully connected to engineering network /electricity, heating, water, sewage etc./, must be commissioned for residential purposes with state registration certificate and not prohibited for living by competent authority.
• Following criteria must be met for apartment that is being purchased with a loan:   
• Total size of apartment shall not exceed 80 square meters
• Must have state registration certificate
• Apartment sales contract must be concluded
• Collateralized real estate shall not be double registered by the third party
• An apartment owned by applicant can be put as collateral in case applicant is not able to pay the down payment fully

8 percent mortgage loan is disbursed only for apartments for living purposes. A parking lot purchase can’t be financed by 8 percent mortgage loan together with an apartment nor separately.  

We offer collateral loans. This loan is given using an apartment of applicant’s ownership as collateral. Maximum amount is MNT 30 million and maximum period is 12 months.

You will be able to get a loan from our bank after you request the Social insurance office of your district to change the bank and start collecting your pension from Chinggis Khaan Bank. You can apply for a pension loan starting from the first pension collection from our bank. Please apply for our pension loan and enjoy more favorable conditions.